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Why Choose Insta Care
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FAQ

The Affordable Care Act, often referred to as "Obamacare," is a federal law designed to make healthcare more accessible and affordable for Americans. It provides regulations and marketplaces where individuals and families can purchase health insurance plans.

Most U.S. citizens and legal residents are eligible for ACA insurance. Eligibility is typically based on factors like income, household size, and immigration status. Our agents can help you determine your eligibility.

Open Enrollment typically occurs annually, usually from November to December. However, Special Enrollment Periods (SEPs) are available for those who experience qualifying life events such as marriage, childbirth, or loss of other coverage.

ACA insurance plans come in four main categories: Bronze, Silver, Gold, and Platinum. Each category offers different levels of coverage, with Bronze being the lowest-cost but having higher out-of-pocket expenses, and Platinum offering the most comprehensive coverage.

You can start the application process by contacting us directly. Our friendly agents will assist you in every step, including verifying your eligibility, selecting a plan, and submitting your application on your behalf.

Many individuals and families qualify for premium tax credits and subsidies to make insurance more affordable. Our agents will help you determine if you're eligible for financial assistance.

Most ACA plans have directories on their websites or apps that allow you to search for in-network healthcare providers. You can also contact the insurance company directly for assistance.

If you cannot afford any available health insurance plans, you may be exempt from the ACA's individual mandate penalty. However, you should explore your options and eligibility for Medicaid or other state programs.

For assistance with your ACA insurance application or any questions, you can contact our customer support team through the website. We are here to help you navigate the process and find the best insurance plan for your needs.



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